:root{--navy:#0c2430;--navy2:#123643;--ink:#14262d;--cream:#f4f0e7;--paper:#fbfaf6;--gold:#c8a76b;--gold2:#e1ca9f;--sage:#8ba99d;--line:rgba(12,36,48,.15);--white:#fff;--radius:22px;--shadow:0 20px 60px rgba(7,29,39,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;overflow-x:hidden;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6}a{color:inherit}img{max-width:100%;height:auto}a,p,h1,h2,h3,strong,span{overflow-wrap:break-word}.hero-grid>*,.process-grid>*,.calc-grid>*,.faq-grid>*,.contact-grid>*,.footer-grid>*{min-width:0}.container{width:min(1160px,calc(100% - 40px));margin:auto}.site-header{position:fixed;inset:0 0 auto;z-index:30;background:rgba(12,36,48,.86);backdrop-filter:blur(14px);border-bottom:1px solid rgba(255,255,255,.08)}.nav-wrap{height:82px;display:flex;align-items:center;justify-content:space-between}.brand img{width:255px;display:block}.main-nav{display:flex;align-items:center;gap:28px;color:#dce6e7;font-size:14px}.main-nav a{text-decoration:none}.main-nav>a:not(.btn):hover{color:var(--gold2)}.nav-toggle{display:none;background:none;border:0}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;border-radius:999px;border:1px solid var(--gold);background:var(--gold);color:#10262e;font-weight:800;text-decoration:none;cursor:pointer;transition:.2s}.btn:hover{transform:translateY(-2px);background:var(--gold2)}.btn-small{min-height:42px;padding:0 18px}.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#0b202a 0%,#113845 58%,#0d2e38 100%);color:#fff;padding:156px 0 88px}.hero:after{content:"";position:absolute;width:520px;height:520px;border:1px solid rgba(200,167,107,.18);border-radius:50%;right:-180px;top:70px}.hero-glow{position:absolute;inset:auto auto -280px -240px;width:720px;height:720px;background:radial-gradient(circle,rgba(139,169,157,.22),transparent 67%)}.hero-grid{position:relative;z-index:2;display:grid;grid-template-columns:1.15fr .85fr;gap:70px;align-items:center}.eyebrow{display:flex;align-items:center;gap:10px;color:var(--gold2);font-size:12px;font-weight:800;letter-spacing:.18em;text-transform:uppercase}.eyebrow span{width:30px;height:1px;background:currentColor}.eyebrow.dark{color:#90723d}.hero h1,.section h2{font-family:Georgia,"Times New Roman",serif;font-weight:400;letter-spacing:-.035em;line-height:1.04}.hero h1{font-size:clamp(48px,6vw,78px);margin:18px 0 24px;max-width:790px}.hero h1 em{color:var(--gold2);font-style:italic}.lead{font-size:19px;color:#d8e3e4;max-width:680px}.hero-actions{display:flex;align-items:center;gap:28px;margin:34px 0}.text-link{color:#fff;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.35);padding-bottom:4px}.text-link span{color:var(--gold2)}.hero-trust{display:flex;align-items:center;gap:13px;color:#aebfc2;font-size:12px;text-transform:uppercase;letter-spacing:.08em}.hero-trust i{width:3px;height:3px;border-radius:50%;background:var(--gold)}.hero-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:32px;padding:28px;box-shadow:0 28px 70px rgba(0,0,0,.22)}.hero-logo{background:#0d2933;border-radius:22px;min-height:240px;display:grid;place-items:center}.hero-logo img{width:90%;max-width:440px}.rate-card{display:grid;grid-template-columns:1fr auto 1fr;gap:16px;align-items:center;margin:22px 0;padding:20px;background:rgba(255,255,255,.05);border-radius:18px;text-align:center}.rate-card small{display:block;color:#aebfc2;font-size:11px;text-transform:uppercase}.rate-card strong{font-family:Georgia,serif;font-size:42px}.rate-card .accent{color:var(--gold2)}.rate-card .arrow{color:var(--gold)}.hero-card>p{color:#cbd9db;font-size:14px}.ticker{overflow:hidden;background:var(--gold);color:#10262e;padding:13px 0;font-weight:800;font-size:12px;text-transform:uppercase;letter-spacing:.08em}.ticker-track{display:flex;gap:56px;white-space:nowrap;animation:ticker 35s linear infinite}.ticker-track span:before{content:"◆";font-size:8px;margin-right:20px}@keyframes ticker{to{transform:translateX(-50%)}}.section{padding:110px 0}.light{background:var(--paper)}.section-heading{max-width:780px}.section h2{font-size:clamp(40px,5vw,64px);margin:16px 0 20px;color:var(--navy)}.section-heading>p{font-size:18px;color:#5c6b70}.cards{display:grid;gap:22px;margin-top:52px}.cards.three{grid-template-columns:repeat(3,1fr)}.card{padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:#fff;box-shadow:0 8px 35px rgba(11,39,49,.04)}.card .num{font-family:Georgia,serif;color:var(--gold);font-size:30px}.card h3,.service h3,.steps h3,.timeline h3{color:var(--navy);font-size:21px;margin:18px 0 8px}.process,.legal,.faq,.contact{background:var(--navy);color:#fff}.process .section h2,.process h2,.legal h2,.faq h2,.contact h2{color:#fff}.process .section-heading p,.legal .section-heading p,.contact-copy p{color:#b9c9cc}.process-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px}.steps{list-style:none;margin:0;padding:0}.steps li{display:grid;grid-template-columns:54px 1fr;gap:22px;padding:27px 0;border-bottom:1px solid rgba(255,255,255,.12)}.steps li>span{width:48px;height:48px;display:grid;place-items:center;border:1px solid var(--gold);border-radius:50%;color:var(--gold2);font-family:Georgia,serif}.steps h3{color:#fff;margin:0 0 8px}.steps p{color:#b8c8ca;margin:0}.calculator-section{background:#eef0ea}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.calculator{background:#fff;padding:34px;border-radius:28px;box-shadow:var(--shadow)}.calculator label{display:block;font-weight:700;margin-bottom:10px}.input-wrap{display:flex;border:1px solid var(--line);border-radius:14px;overflow:hidden}.input-wrap input{flex:1;min-width:0;border:0;font-size:26px;font-weight:800;padding:18px;outline:none}.input-wrap span{padding:18px;color:#607278;background:#f2f4ef;font-weight:700}.calc-result{margin:26px 0;padding:26px;border-radius:18px;background:var(--navy);color:#fff}.calc-result small{display:block;color:#b8c8ca;text-transform:uppercase;letter-spacing:.08em}.calc-result strong{display:block;color:var(--gold2);font-family:Georgia,serif;font-size:46px}.calculator>p{font-size:12px;color:#718087}.timeline{margin-top:60px;border-top:1px solid rgba(255,255,255,.15)}.timeline-item{display:grid;grid-template-columns:200px 1fr;gap:50px;padding:34px 0;border-bottom:1px solid rgba(255,255,255,.15)}.timeline-item time{color:var(--gold2);font-weight:800}.timeline h3{color:#fff;margin:0 0 8px}.timeline p{color:#b9c9cc}.timeline a,.legal-note a{color:var(--gold2);font-weight:700;text-decoration:none}.source-row{display:flex;flex-wrap:wrap;gap:18px}.legal-note{margin-top:36px;padding:28px;border:1px solid rgba(200,167,107,.35);border-radius:18px;background:rgba(200,167,107,.08)}.legal-note strong{font-family:Georgia,serif;font-size:28px;color:var(--gold2)}.legal-note p{color:#c5d1d3}.services{background:#f4f0e7}.service-list{display:grid;grid-template-columns:repeat(4,1fr);margin-top:50px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.service{padding:28px 22px;border-right:1px solid var(--line)}.service:last-child{border-right:0}.service>span{font-size:12px;color:#8b764f;font-weight:800}.faq-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:80px}.accordion details{border-bottom:1px solid rgba(255,255,255,.15);padding:22px 0}.accordion summary{cursor:pointer;font-size:19px;font-weight:750;list-style:none}.accordion summary::-webkit-details-marker{display:none}.accordion summary:after{content:"+";float:right;color:var(--gold2)}.accordion details[open] summary:after{content:"–"}.accordion p{color:#b9c9cc}.contact{background:linear-gradient(135deg,#123743,#0b222c)}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:start}.contact-data{display:flex;flex-direction:column;gap:8px;margin-top:32px}.contact-data a{font-family:Georgia,serif;color:var(--gold2);font-size:24px;text-decoration:none}.contact-form{display:grid;grid-template-columns:1fr 1fr;gap:16px;background:#f7f4ed;color:var(--ink);padding:30px;border-radius:28px}.contact-form label{font-size:13px;font-weight:750}.contact-form input,.contact-form textarea{width:100%;margin-top:6px;padding:13px;border-radius:10px;border:1px solid #d8d6cf;background:#fff;font:inherit}.contact-form label:nth-of-type(5),.contact-form .consent,.contact-form button,.contact-form small{grid-column:1/-1}.contact-form .consent{display:flex;gap:8px;font-weight:500}.contact-form .consent input{width:auto;margin-top:3px}.contact-form small{color:#718087}footer{background:#081b23;color:#9fb2b6;padding:56px 0 22px}.footer-grid{display:grid;grid-template-columns:1fr 1fr 1.3fr;gap:50px}.footer-logo{width:240px}.footer-grid strong{color:#fff}.footer-grid p{font-size:13px}.footer-bottom{display:flex;gap:24px;align-items:center;border-top:1px solid rgba(255,255,255,.1);padding-top:22px;margin-top:35px;font-size:12px}.footer-bottom a{margin-left:auto;color:#cbd8da;text-decoration:none}.footer-bottom a+a{margin-left:0}.reveal{opacity:1;transform:none;transition:opacity .7s ease,transform .7s ease}.reveal.visible{opacity:1;transform:none}.delay-1{transition-delay:.1s}.delay-2{transition-delay:.2s}
@media(max-width:900px){.main-nav{display:none;position:absolute;top:82px;left:0;right:0;background:var(--navy);padding:20px;flex-direction:column}.main-nav.open{display:flex}.nav-toggle{display:block}.nav-toggle span{display:block;width:24px;height:2px;background:#fff;margin:6px}.hero-grid,.process-grid,.calc-grid,.faq-grid,.contact-grid{grid-template-columns:1fr}.hero{padding-top:130px}.cards.three,.service-list{grid-template-columns:1fr 1fr}.service{border-bottom:1px solid var(--line)}.timeline-item{grid-template-columns:1fr;gap:8px}.contact-form{grid-template-columns:1fr}.contact-form label{grid-column:1/-1}}
@media(max-width:600px){.container{width:min(100% - 28px,1160px)}.site-header .brand img{width:205px}.hero h1{font-size:46px}.hero-actions,.hero-trust{align-items:flex-start;flex-direction:column}.cards.three,.service-list,.footer-grid{grid-template-columns:1fr}.service{border-right:0}.section{padding:80px 0}.section h2{font-size:42px}.footer-bottom{flex-wrap:wrap}.footer-bottom a{margin-left:0}.hero-logo{min-height:200px}.ticker-track{animation-duration:25s}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.ticker-track{animation:none}.reveal{opacity:1;transform:none;transition:none}}

/* Stabilizacja layoutu na hostingach i małych ekranach */
.timeline-item a,.legal-note a,.contact-data a{overflow-wrap:anywhere;word-break:break-word}.contact-form{width:100%;max-width:100%}.ticker-track{width:max-content}.main-nav{min-width:0}.hero-card,.calculator,.card{min-width:0}
@media(max-width:1100px){.main-nav{gap:16px}.brand img{width:220px}.hero-grid{gap:40px}.process-grid,.contact-grid{gap:48px}.footer-grid{gap:28px}}
@media(max-width:760px){.hero{padding-top:118px}.hero h1{font-size:clamp(38px,11vw,52px)}.section h2{font-size:clamp(34px,9vw,46px)}.lead,.section-heading>p{font-size:16px}.hero-card{padding:18px;border-radius:22px}.rate-card{gap:8px;padding:14px}.rate-card strong{font-size:34px}.contact-data a{font-size:20px}.timeline-item{padding:28px 0}.source-row{flex-direction:column;gap:9px}.ticker{white-space:normal}.ticker-track{animation:none;display:block;width:auto;padding:0 14px}.ticker-track span{display:block;white-space:normal;margin:4px 0}.ticker-track span:nth-child(n+3){display:none}}
@media(max-width:420px){.container{width:calc(100% - 24px)}.site-header .brand img{width:180px}.nav-wrap{height:72px}.main-nav{top:72px}.hero{padding-top:105px}.hero-actions .btn{width:100%}.rate-card{grid-template-columns:1fr auto 1fr}.rate-card small{font-size:9px}.rate-card strong{font-size:30px}.calculator{padding:22px}.calc-result strong{font-size:36px}.contact-form{padding:20px}.footer-logo{width:210px}}